{"id":2249,"date":"2003-10-27T00:06:43","date_gmt":"2003-10-27T08:06:43","guid":{"rendered":"http:\/\/www.inmff.net\/peidm2\/2003\/10\/27\/enronitis\/"},"modified":"2003-10-27T00:06:43","modified_gmt":"2003-10-27T08:06:43","slug":"enronitis","status":"publish","type":"post","link":"https:\/\/www.inmff.net\/peidm\/2003\/10\/27\/enronitis\/","title":{"rendered":"Enronitis"},"content":{"rendered":"

I must have learned too much while I was reading up on Enron’s failures. I just got paid today. for a while I have been trying to pay down my debts, so what I do is put all my bills in, subtract an amount to allow for “incidental” expenses, then put the rest toward a credit card payment. But, what I’ve been doing is playing the float on my checking account\/Line of Credit Overdraft so when I get to the end of a two week period I’m “overdrawn” from my cash balance, thus spending money that I didn’t intend to spend.<\/p>\n

So here is the remedy, declared in public to prevent myself from “bending” my rules. The rules are:<\/p>\n

    <\/p>\n
  1. My Line of Credit must not have any transfers into my checking account.<\/li>\n

    <\/p>\n

  2. I must not spend past my “cash” balance.<\/li>\n

    <\/p>\n

  3. All purchases must continue to be made and accounted for on a cash only basis. (i.e. No credit usage)<\/li>\n

    <\/ol>\n

    To achieve this I am going to:<\/p>\n

      <\/p>\n
    1. Enter all transactions ASAP<\/li>\n

      <\/p>\n

    2. Remove as many unnecessary transactions as possible.<\/li>\n

      <\/p>\n

    3. Place a note of my cash balance within my wallet<\/li>\n

      <\/ol>\n

      If these goals and guidelines are not followed or met my punishment will be:<\/p>\n

        <\/p>\n
      1. Suspension of all coffee shop purchases for two weeks.<\/li>\n

        <\/ol>\n

        Crazy? Probably. At least a good idea? Yes. Will it work? Stay tuned.<\/p>\n","protected":false},"excerpt":{"rendered":"

        I must have learned too much while I was reading up on Enron’s failures. I just got paid today. for a while I have been trying to pay down my debts, so what I do is put all my bills in, subtract an amount to allow for “incidental” expenses, then put the rest toward a […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2249","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.inmff.net\/peidm\/wp-json\/wp\/v2\/posts\/2249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.inmff.net\/peidm\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.inmff.net\/peidm\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.inmff.net\/peidm\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.inmff.net\/peidm\/wp-json\/wp\/v2\/comments?post=2249"}],"version-history":[{"count":0,"href":"https:\/\/www.inmff.net\/peidm\/wp-json\/wp\/v2\/posts\/2249\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.inmff.net\/peidm\/wp-json\/wp\/v2\/media?parent=2249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.inmff.net\/peidm\/wp-json\/wp\/v2\/categories?post=2249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.inmff.net\/peidm\/wp-json\/wp\/v2\/tags?post=2249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}